Budgets

Budgets that track themselves against the same ledger Transactions writes to. Set Software at $500/mo — the bar fills as the Adobe ($60) and Notion ($20) subscriptions post; the card reads 37%, green, room to spare. Set Business Meals at $300 — the bar reads 82% as client lunches add up to $245; amber, the visible "almost there" signal before you overshoot. Set Tax Savings at $7,200 — the bar reads 100% complete when the transfer lands in the savings account, tracked as contribution because the math knows what a savings account is. No re-entry. No spreadsheet formulas. No YNAB subscription.

Real spend, real bars, no re-entry Amber before red — see the line approaching Savings budgets track contributions, not deductions

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See how it works

Demo

Set a line. Watch the bar fill.

nemtechsolutions.com/budget

Get started in 3 simple steps

Set the line

Category, amount, period. Software $500/mo, Meals $300, Tax Savings $7,200. Pick the line that should hold you accountable.

Spend through Transactions

Every transaction tagged to the category auto-feeds the bar. Recurring rules count. Manual entries count. The work happens once, in the ledger.

Read at a glance

Green = on track. Amber = approaching the line. Red = over. Complete = goal hit (for savings budgets). One glance tells you whether the month is going where you said it would.

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Free forever. Budgets that track themselves. No YNAB subscription.

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What gets tracked here

The $500/mo Software budget filling steadily as Adobe ($60) and Notion ($20) post — green at 37%, room to spare. The $300/mo Business Meals budget reading 82% — amber, the visible 'almost there' signal before you overshoot. The $7,200/mo Tax Savings budget marked 100% complete the moment the transfer hits the savings account — tracked as contribution, not deduction, because the math knows what a savings account is. The Office Rent budget that auto-fills every month from the recurring rule, no re-entry needed. The category cleanliness you'd otherwise hand-aggregate from a 200-row Expenses.xlsx with conditional formatting. The 'are we on track this month?' question that takes a glance — not a YNAB subscription, not a paper envelope system, not a Sunday-afternoon spreadsheet exercise.